Selling a House Due to Job Relocation? Here’s What to Know

1. Timing Your Sale

  • Employer timeline: Check if your relocation package (if any) requires you to move by a certain date.
  • Market timing: If possible, try to sell in the spring/summer when demand is typically highest.
  • Contingency planning: If you must move quickly, you may need to price competitively or consider an investor offer for speed.

2. Relocation Assistance from Employer

  • Some companies offer relocation benefits like:
    • Reimbursement of closing costs or moving expenses.
    • A guaranteed home buyout (they purchase your home if it doesn’t sell).
    • Assistance with temporary housing.
  • Always review your relocation package closely before making decisions.

3. Financial Considerations

  • Capital gains taxes: If you’ve lived in the home 2 of the past 5 years, you may qualify to exclude up to $250,000 ($500,000 married filing jointly) of gains.
  • Mortgage payoff: Check if your mortgage has prepayment penalties.
  • Costs of selling: Expect to pay 6–10% of the home price in commissions, fees, and closing costs.

4. Logistics of Selling

  • Traditional listing: May take longer but could maximize value.
  • Relocation companies / Investors: Faster but often at a lower price.
  • Renting instead: If market conditions are weak, renting your home until conditions improve could be an option.

5. Preparing for a Fast Sale

  • Declutter and deep clean.
  • Make minor repairs (paint, landscaping, lighting).
  • Consider professional photos and staging to attract buyers quickly.

6. Coordinating the Move

  • Plan overlap: You may need temporary housing in your new city while waiting for closing.
  • Consider remote closing options—many states allow you to close digitally or via mail-away signing.

Key Tip: If your relocation is employer-sponsored, start with HR—they may cover part of your selling costs or even arrange the sale for you.

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